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Your pay,
any day

Join the payday revolution and stream your pay on-demand. Since it’s money you’ve already earned, there’s no credit, interest or hidden costs.

Use InstaPay
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A better way to get paid.

The way most people get paid is broken. It’s not your employer’s fault, it’s just that payroll hasn’t changed to match our modern lifestyles.

At Swag, we asked a simple question: Why shouldn’t you have instant access to the pay you’ve earned, for the hard work you’ve done each day? 

Enter InstaPay: our solution to help you access your wages as soon as you’ve earned them. Since it’s money you’ve already earned, there’s no credit, interest or hidden costs. 

InstaPay is built to suit your life: choose InstaPay Now to get up to $250 of your pay each pay cycle on-demand. Perfect for one-off bills or emergency expenses.

 Or, choose InstaPay Daily and get your money streamed into your account as soon as you earn it each day. Sit back and watch your money grow, put it towards extra mortgage payments, invest it or save it. The choice is yours.